InvestorIQ
AI-powered buy-to-let analysis and mortgage underwriting
One platform for UK buy-to-let property. Investors get instant answers on yield, risk, and price; lenders get automated mortgage underwriting that removes roughly 80% of the manual work.
Property analysis
Hot42 Brunswick St, Manchester M1
BTL underwriting
APPROVEDLTV
72%
ICR
1.41x
Stress test
Pass
Risk band
Green
5,000+
properties analyzed
80%
less manual underwriting
Buy-to-let mortgage underwriting is slow and manual, and property investors have to piece together yield, risk, and market data from scattered sources.
BTL mortgage lenders, banks, and NBFCs seeking faster, cheaper decisions — plus individual property investors and owners analyzing and listing buy-to-let opportunities.
The full picture
Both sides of UK buy-to-let — investors and lenders — in one platform.
- Investors get instant valuations, yield and cash-flow forecasts, tenant risk scores, and comparables.
- A chat assistant pre-screens borrowers and shows an indicative deal in real time.
- Lenders get automated underwriting — identity checks, loan ratios, stress tests, and conditions at scale.
- Pulls together document, credit, rental, and property data — and supports fractional ownership.
From input to audit trail.
Search
Browse properties; AI scores yield, risk, and demand instantly for each.
Analyze
Comparables, location intel, and stress scenarios with a buy / no-buy recommendation.
Pre-screen
A chat assistant guides borrowers to an indicative deal and its conditions.
Underwrite
Cases flow through identity checks, stress tests, and risk grades with a full audit trail.
What it does.
Yield & Valuation
Instant rental yield, capital-growth forecasts, and monthly cash-flow with confidence scoring.
Tenant Risk
Automated credit and employment checks with a 0–100 risk score and recommendation.
Market Intelligence
Postcode-level trends, demand, and comparable rents in real time.
BTL Underwriting
One-click loan ratios, stress tests, risk grades, and conditions at scale.
Location & Comparables
Transport, schools, crime, and benchmarked comparable properties for every deal.
Fractional Ownership
Lets owners sell fractions of a property to raise capital, and investors buy in.
See InvestorIQ in action
Built for btl mortgage lenders. Book a walkthrough with our team.