Product portfolio

Nine products. One engineering bar.

From AI underwriting and credit decisioning to payments, collections, compliance, and beyond — each product is production-grade, wired to real data, and built to be defended in front of regulators and boards.

gaigenticOS
Morning briefing

Chief Risk Officer

Headline read-out

Capital and liquidity hold, but the AML alert backlog is now critical and CET1 is drifting toward buffer. Two items need a decision today.

Engine live brain v4.2.1 mapping v1747 findings · 1,204 concepts
What's going badly
AML alert backlog
CRITICAL
312 open+18%

Queue breaching SLA; investigator capacity exceeded for 6 days.

fct_aml_alertsEBA6AMLD
CET1 ratio drift
HIGH
13.8%0.4pp

Approaching internal buffer; RWA inflation on the corporate book.

Basel IIIfct_capitalEBA
What's going well
LCR within bounds
LOW
142%stable

High-quality liquid assets comfortably above the 100% floor.

Basel IIIfct_liquidity
NPL ratio improving
LOW
3.1%0.3pp

Cured exposures outpacing new defaults two quarters running.

fct_loansEBA
Where we can improve
Model validation lag
MEDIUM
4 overdue+1

IRB recalibration backlog risks the annual-review window.

SR 11-7fct_models
Financial Operations Intelligence

gaigenticOS

An AI operating system for financial institutions

An on-premises AI platform that reads a bank's own databases and regulatory environment, then continuously surfaces what's going well, what's going badly, and where to improve — every finding cited and auditable.

11
Reasoning Agents
1B+
Rows Profiled
On-Prem
Single-Tenant Deploy
  • Schema Auto-Discovery
  • Role-Based Briefings
  • Citation-Grounded
  • Continuous Analysis
Galileo

Galileo · AI Operations

Decisioning

4 agents live

AI Decisions

142

today

Avg Confidence

94%

last 24h

Avg Processing

27s

per app

Agent Confidence

DetectiveKYB & fraud signals
96%
AnalystCash flow & DSCR
91%
JudgePolicy & eligibility
93%
SupervisorFinal QA gate
98%

Decision · APP-2024-001

Acme Construction LLC

$500,000SBA 7(a)
Approved

DSCR

2.52x

Confidence

94%

Processing

27s

Chain of Thought

Detective · KYB verified, no adverse media Secretary of State

Analyst · DSCR 2.52x after -20% revenue stress 2023 tax returns

Judge · Meets eligibility & size standards SBA SOP 50 10 7.1

ECOA-compliant: decision factors recorded with sources for adverse-action and fair-lending review. Approval subject to final human sign-off.

Loan Origination & Underwriting

Galileo

Autonomous underwriting. Decisions in 30 seconds.

Agentic AI that automates SME loan underwriting. Four specialized agents investigate, spread financials, apply credit policy, and produce an ECOA-compliant decision — in under 30 seconds, with a full audit trail.

30s
Time to Decision
4
Specialized Agents
ECOA
Compliant Decisions
  • Detective Agent
  • Analyst Agent
  • Judge Agent
  • Supervisor Gate
CredAI
AR

Aisha Rahman

Consumer

Borrower 360

Score

682 / 1000

Latest Decision

APPROVED

Score

682

Confidence

85%

Suggested APR

15.2%

Credit Limit

12,500 QAR

Decided in 2.1s

Alternative Data (90-day)

Card

24,998 txns

Payments

11,157

E-comm

10,789

Telco

142 rec · 2.8 yrs

Key Signals

  • Net cashflow+5.2K QAR
  • Telco tenurestrong
  • Chargeback rate8%
  • Stability index76/100
Credit Decisioning

CredAI

Credit decisions in seconds, powered by alternative data

An API-first credit decisioning platform that scores consumers and SMEs on alternative data — card, payments, e-commerce, and telco signals — returning an explainable risk score and offer in under three seconds.

<3s
Decision Latency
0–1000
Risk Score Range
6
Data Source Types
  • Sub-3s Decisions
  • Alternative Data Fusion
  • Explainable Scoring
  • Policy + AI Engine
CardOS

Billed this period

$248,500

Recoverable

$19,420

7.8% of billed

Corrected total

$229,080

what you should pay

Clean fee types

14/17

Billed breakdown

$248,500

Corrected 92.2%Recoverable 7.8%

Discrepancy by type

Rate overcharge$11,200
Unknown fee$5,900
Volume anomaly$2,320

Scheme rule index

7,000+ rules
Visa Core Rules rulebook
Indexed
PNO bulletin
3 actions
Payments Compliance & Assurance

CardOS

Scheme compliance and acquirer-cost assurance, in one platform

Indexes payment-scheme rulebooks and automates reconciliation of acquirer invoices against contracts — giving compliance and finance teams one source of truth for rule changes and billing errors.

7,000+
Rules Indexed
<$1
Cost / 100k Lines
2–3 min
To Index a Rulebook
  • Rulebook Indexing
  • PNO Brief Generation
  • Action Tracking
  • Rate-Card Extraction
CollectEye

CollectEye

Agent command center

Suggestions Human-in-loop

Open cases

24

RPC rate 7d

41%

Total overdue

$182K

Prioritized actions

Omar K. · Auto loan

DPD 34 · Balance $14,200 · Overdue $1,180

92
Best next action: WhatsApp payment-plan offer

Predicted: payment in 7d, 67% confidence

Compliance: clear

Lena M. · Personal loan

DPD 34 · Overdue $640

67
Best next action: SMS reminder
Quiet hours: send 9am

Inbound risk

STOP request

Borrower opt-out detected

Auto-hold applied

Dispute

Balance contested by borrower

Routed to supervisor
Collections & Recovery

CollectEye

An AI co-collector for compliant, auditable recovery

An agentic AI that prioritizes collection cases, drafts compliant outreach, and tracks outcomes — all in shadow mode with hard policy guardrails and a human always in the loop.

Shadow
Mode by Design
8
Agent Sources
Human
In the Loop
  • Command Center
  • Compliance Copilot
  • Multi-Channel Outreach
  • Promise-to-Pay
InvestorIQ

Property analysis

Hot

42 Brunswick St, Manchester M1

3 bed·1 bath·5 min
Yield
6.2%
Cash flow
+£420/mo
£285,000Risk 28

BTL underwriting

APPROVED
BorrowerJ. PatelBTL-001234

LTV

72%

ICR

1.41x

Stress test

Pass

Risk band

Green

Decision2 conditions

5,000+

properties analyzed

80%

less manual underwriting

Property Lending & Investment

InvestorIQ

AI-powered buy-to-let analysis and mortgage underwriting

Combines instant AI property-investment analysis for investors with fully automated buy-to-let mortgage underwriting for lenders — cutting roughly 80% of manual underwriting work.

80%
Less Manual Work
5,000+
Properties Analyzed
6.2%
Avg Rental Yield
  • Yield & Valuation
  • Tenant Risk
  • Market Intelligence
  • BTL Underwriting
Greenshield
Assessments
38
Completed
29
High risk
4
Compliance score
86%
CBAM cost
Net CBAM cost€142,800
Total emissions3,120 tCO2e
EU ETS€78/t
Turkey €61k · India €48k · China €33k
Upcoming deadlines
CBAM quarterly report
due Aug 2026
CSRD iXBRL filing
Q1 2027
ESG & Regulatory Reporting

Greenshield

Multi-regulation EU compliance in one platform

Automates compliance assessment, calculation, and reporting across six EU regulations — EUDR, CBAM, CSRD, CO2, PPWR, and VSME — with AI-assisted document analysis feeding straight into regulatory filings.

6
EU Regimes Covered
86
ESRS Datapoints
iXBRL
Filing-Ready Export
  • Multi-Reg Dashboard
  • CBAM Calculator
  • Materiality Matrix
  • Emissions Calculator
Amplifi
Total portfolio
$42.0M
Delinquency rate
4.1%
Target market
71%
Low income
58%
Portfolio health
78/ 100 · B
Leverage85
Self-sufficiency62
Reserves48
Early warnings
90-day delinquency above threshold
current 4.1% vs 3.0%
Sector concentration: real estate
32% vs 25% cap
Reports

6+ templates · no system migration

Portfolio Intelligence· Live

Amplifi

AI intelligence for community-development lenders

An AI layer for CDFIs that imports loan-portfolio data from existing systems and generates compliance reports, portfolio analytics, and early-warning alerts — no migration required.

6+
Report Templates
15 min
To First Insight
Zero
System Migration
  • Portfolio Import
  • AI Assistant
  • Compliance Reports
  • Health Score
Shruti
Recording · 23:14
Mic SystemOn-device
Live transcript
You10:02

Let's lock the budget at fifteen thousand over six months.

Marek10:12

Agreed. I'll send the revised SOW by Friday.

essohSOW
12:19 / 23:14
From the shared screen

$15,000 / 6 months · 3 milestones

Action items
  • Send revised SOW — Marek, Fri
  • Confirm budget sign-off — You, Mon
0
Cloud uploads
0
Bots in call
100%
Stays on disk
Local-First AI Productivity· Live

Shruti

Meeting notes that never leave your machine

A native macOS and Windows app that captures, transcribes, and enhances meeting notes entirely on-device — no cloud, no servers, and no bots in the call.

100%
Local-First
$99
One-Time License
14-Day
Free Trial
  • Live Transcription
  • Speaker Recognition
  • On-Device OCR
  • Action Tracking
Lade
Quote Q-1042
Shanghai → Rotterdam
FCL · 40HC FX locked · 1.083
Sell
$3,388
Buy
$2,873
Margin
$515 · 15.2%
All-in charges
ChargeBuySell
OFR Ocean freight · 40HC$2,150$2,480
BAF Bunker surcharge · 12%$258$298
THC Terminal handling$420$520
DOC Documentation$45$90
Maersk Logistics · credit OK
Audit logged
Freight Forwarding Operations· Live

Lade

AI-assisted pricing, CPQ, and CRM for freight forwarders

An operations platform for freight forwarders and NVOCCs — buy/sell rate management, an all-in CPQ quoting engine across ocean and air, AI that drafts a priced quote from a customer email, cognitive selling-rate recommendations, customer risk scoring, shipment and invoice tracking, and contract governance with a full audit trail.

FCL·LCL·Air
Modes Priced
Exact
Margin & FX
AI-Assisted
Quote & Pricing
  • All-In CPQ Engine
  • AI Quote from Email
  • Cognitive Pricing
  • Exact Margin & FX